Living Trusts

• The best method for the avoidance of probate and related expenses
• Completely private as to who inherits
• Allows disinheriting
• Allows you to keep control, even at the loss of your identity or after your death
• Can protect people with special needs
• Eliminates the problems of joint ownership with children
• Completely changeable, can be updated or cancelled at any time
• Prevents court ordered conservatorship with physically incapable
• Avoids capital gains taxes on real estate

Which option would you prefer?

Will Inheritance

Will . . . Probate . . . IRS . . . Heirs

All property must go through probate if estate exceeds $100,000

• Probated by court
• Expensive
• 6 months to 3 years average completion
• Public Disclosure
• Court Control of Assets

Trust Inheritance

Trust . . . Heirs

• No Probate
• Reduced Cost
• Immediate distribution
• Complete Privacy
• Total Control of Assets

A Trust may also enable you to:

• Save Federal Estate Taxes
• Control Conservatorship
• Eliminate Capital Gains